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Stop eating and drinking your savings

Author James Dunsford
Submitted 05-11-2009

Yes, you and your family have to eat. But did you know that changing a few of your eating habits could potentially save your family hundreds of dollars each year?

The U.S. Department of Labor reports that the average American family of four spends just over $700 each month on groceries. Take into consideration the take-out meals, coffees on the go and dinners out and most families are spending even more.

You probably already know that cooking dinner at home is more budget-friendly than eating out. But did you know that opting for less expensive restaurants and meals can save you money as well? According to Kiplinger’s, if you eat out three times a week and can slice just $5 off your bills, you’ll save $60 every month. Cut out two $20 restaurant meals each week and you’ll save $120.

Packing your lunch instead of buying it can save you a lot of money as well. Taking a homemade sandwich or left-overs from last night’s dinner instead of buying a $6 sandwich every day may not only be healthier but it’s cheaper too. Fathers can save about $80 each month and nearly $1,000 each year by brown bagging it.

Some personal finance experts say spending $3 a day on coffee at Starbucks or Dunkin Donuts may not seem like a lot but the spending adds up quickly. Treat yourself to your favorite take-out coffee once a week and brew your own at home the rest of the time to save $500 each year.

Plan meals ahead of time to cut down on the number of times you go to the grocery store. The more you’re there, the more you’re likely to buy things you really don’t need. Bring a list and stick to it to save money on every visitADNFCR-1662-ID-19439450-ADNFCR