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Save money on teen car insurance with a good report card

Author John Thompson
Submitted 01-10-2009

Fathers interested in cheaper car insurance for their teenage son or daughter may be glad to know that it may be easier than they think.

It appears the good parenting advice of stressing how important good grades are in school can also help with lowering a teenager’s car insurance rate.

Many car insurance companies will offer a discounted rate if a teenager proves to be a studious student. However, it’s important for fathers to inquire about this special rate since it’s not something a lot of agents will advertise freely.

Another way to cut down on expenses is to not buy a new car for the teenaged driver in their first year of legal driving. Instead, have them share a family car.

This allows them to be added as a driver, which translates to a cheaper rate, as well as setting up natural boundaries for a teenager who is experiencing the road behind the wheel for the first time.

Finally, it may also be a good idea to have the new driver pay for their portion of the car insurance. This will drive home just how important, and cost-effective, safe driving can be.ADNFCR-1662-ID-19387307-ADNFCR